Did you know that you can buy a vision insurance plan as a group benefit via your employer or as an individual policy?
Many employees choose health insurance as their primary coverage option; however, they might wonder if they also need vision insurance. Did you know that you can buy a vision insurance plan as a group benefit via your employer or as an individual policy? Vision benefits offer more than just eye examinations, so we’ve provided a few reasons you should consider choosing vision insurance.
Vision Insurance Promotes Vision Health
Like any other fitness program, vision insurance encourages good health. Eye examinations are considered preventive care, and some plans usually cover most of the exam cost. Scheduling routine exams assist your eye doctor in pinpointing vision correction needs or changes within the eye and early detection of eye diseases like glaucoma, diabetic retinopathy, and cataracts.
In addition, eye examinations are essential for children because they are not aware of what good vision is supposed to look like. This is why parents or caregivers must schedule regular eye examinations for their kids to pinpoint vision problems that can interfere with their academic performance.
Other Medical Problems Can Be Detected
Furthermore, doctors can often detect severe medical problems during an eye examination. These serious medical conditions include high blood pressure, thyroid issues, some cancers, and high cholesterol. Additionally, your eyes are windows to the active action of blood vessels, connective tissues, and nerves within your body.
Typically, problems identified in the eye are usually the first signs of disease lingering elsewhere. Whenever an eye exam reveals a potential health problem, your ophthalmologist will recommend further testing by a specialist or your primary physician. Also, you can minimize medical treatment costs by catching these illnesses early.
Understand Your Vision Care Needs
Lastly, get to know your vision care needs for the next 12 months before enrolling in a vision insurance plan. Do you or your dependents need contacts, eye exams, or LASIK surgery? Ensure you check your plan benefits to understand the coverage. Basic insurance plans only cover eye examinations and provide discounts on prescription eyewear. On the other hand, comprehensive vision programs offer a basic range and discounts on LASIK vision correction and other prescription glasses.
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